Vision, Mission, Core Values, & Cooperative Principles

A leading and dynamic cooperative responsive to the needs and aspirations of empowered members.

We are committed to improving the quality of life of our members and the community by providing relevant financial and allied services.

1. Voluntary & Open Membership

Cooperatives are voluntary organizations, open to all persons able to use their services.

2. Democratic Member Control

Members actively participate in setting policies and making decisions on a one-member, one-vote basis.

3. Member Economic Participation

Members contribute equitably and democratically control the capital of their cooperative.

4. Autonomy & Independence

Cooperatives are autonomous, self-help organizations controlled by their members.

5. Education, Training & Information

Cooperatives provide education and training for members, elected representatives, and employees.

6. Cooperation Among Cooperatives

Cooperatives serve members most effectively by working together through local, national, and international structures.

7. Concern for Community

Cooperatives work for the sustainable development of communities through member-approved policies.