Productive Loan 

Business Loan Regular

Purpose: Help member-entrepreneurs access additional working capital or funds for asset acquisition and business expansion.

💰 Loanable Amount: up to ₱100M
⏱ Maximum Term: up to 60 months

Business Loan Plus

Purpose: Help member-entrepreneurs improve their business through additional working capital or funds for asset acquisition and expansion.

💰 Loanable Amount: up to ₱5M⏱ Maximum Term: up to 12 months

Micro Enterprise Lite

Purpose: Increase support and provide additional working capital to local micro-entrepreneurs to help expand their enterprise.

💰 Loanable Amount: up to ₱1M⏱ Maximum Term: up to 24 months

Micro Enterprise Regular

Purpose: Provide working capital and asset acquisition support to micro-enterprise owners for business growth.

💰 Loanable Amount: up to ₱3M⏱ Maximum Term: up to 36 months

Additional Loan

Purpose: Supplementary loan facility for existing borrowers with good credit standing who need additional funds for their business.

💰 Loanable Amount: based on existing loan
⏱ Maximum Term: up to remaining original term

Outside Territory Loan

Purpose: Extend financing access to member-entrepreneurs whose business operations are located outside the regular service territory.

💰 Loanable Amount: Per applicable loan type
⏱ Maximum Term: Per applicable loan type

Check Rediscounting Loan

Purpose: Convert post-dated checks from business transactions into immediate cash to improve liquidity and working capital.

💰 Loanable Amount: Based on check face value
⏱ Maximum Term: Up to check maturity date

Vehicle Financing – Business Use

Purpose: Finance the acquisition of motor vehicles for business use, including delivery trucks, vans, and utility vehicles.

💰 Loanable Amount: Business-use motor vehicles
⏱ Maximum Term: Up to 60 months

Motorcycle Financing – Business Use

Purpose: Finance the purchase of motorcycles used for business operations such as delivery services and logistics.

💰 Loanable Amount: Business-use motorcycles

⏱ Maximum Term: Up to 36 months

Agricultural Loan

Purpose: To finance Agricultural production activities of farmer-members.

💰 Loanable Amount: up to ₱2.5M

Production Type Maximum loan limit per hectare
Lowland Rice Irrigated ₱50,000 / hectare
Upland Rice Irrigated ₱35,000 / hectare
Yellow Corn ₱55,000 / hectare
White Corn ₱35,000 / hectare
Cassava ₱20,000 / hectare
Sugar cane ₱50,000 / hectare

⏱ Maximum Term: up to 12 months

Term of Loan

Production Type Maximum Term
Rice Production Six (6) months
Yellow Corn Six (6) months
White Corn Six (6) months
Cassava Twelve (12) months
Sugar cane Twelve (12) months