Productive LoanΒ 

Business Loan Regular

Purpose: Help member-entrepreneurs access additional working capital or funds for asset acquisition and business expansion.


πŸ’° Loanable Amount: up to β‚±100M
⏱ Maximum Term: up to 60 months


Business Loan Plus

Purpose: Help member-entrepreneurs improve their business through additional working capital or funds for asset acquisition and expansion.


πŸ’° Loanable Amount: up to β‚±5M⏱ Maximum Term: up to 12 months


Micro Enterprise Lite

Purpose: Increase support and provide additional working capital to local micro-entrepreneurs to help expand their enterprise.


πŸ’° Loanable Amount: up to β‚±1M⏱ Maximum Term: up to 24 months


Micro Enterprise Regular

Purpose: Provide working capital and asset acquisition support to micro-enterprise owners for business growth.


πŸ’° Loanable Amount: up to β‚±3M⏱ Maximum Term: up to 36 months


Additional Loan

Purpose: Supplementary loan facility for existing borrowers with good credit standing who need additional funds for their business.


πŸ’° Loanable Amount: based on existing loan
⏱ Maximum Term: up to remaining original term


Outside Territory Loan

Purpose: Extend financing access to member-entrepreneurs whose business operations are located outside the regular service territory.


πŸ’° Loanable Amount: Per applicable loan type
⏱ Maximum Term: Per applicable loan type


Check Rediscounting Loan

Purpose: Convert post-dated checks from business transactions into immediate cash to improve liquidity and working capital.


πŸ’° Loanable Amount: Based on check face value
⏱ Maximum Term: Up to check maturity date


Vehicle Financing – Business Use

Purpose: Finance the acquisition of motor vehicles for business use, including delivery trucks, vans, and utility vehicles.


πŸ’° Loanable Amount: Business-use motor vehicles
⏱ Maximum Term: Up to 60 months


Motorcycle Financing – Business Use

Purpose: Finance the purchase of motorcycles used for business operations such as delivery services and logistics.


πŸ’° Loanable Amount: Business-use motorcycles

⏱ Maximum Term: Up to 36 months