Providential Loan 

Allotment Loan

Purpose: Provide financial support to Seafarers (OCWs) and their families for personal, emergency, and productive needs.

💰 Loanable Amount: Up to ₱150,000
⏱ Maximum Term: Co-terminus with seafarer’s contract (minus 1 month)

Motorcycle Loan - Personal use

Purpose: Finance the purchase of a brand-new motorcycle for personal use.

💰 Loanable Amount: Up to ₱200,000
⏱ Maximum Term: Up to 36 months (minus 1 month)

Pension Loan

Purpose: All-purpose loan for pensioners to fund personal needs — home repairs, medical, family support, and more.

💰 Loanable Amount: Based on pension income
⏱ Maximum Term: Up to available pension term

Salary Loan Regular

Purpose: Personal loan for employed members (private or government sector) for emergencies and everyday needs.

💰 Loanable Amount: Up to ₱150,000 (regular) / ₱20,000 (contractual)
⏱ Maximum Term: 3 – 24 months (regular) / Up to 6 months (contractual)

Salary Loan Plus

Purpose: Larger loan with longer terms exclusively for DepEd and GAA-paid government employees.

💰 Loanable Amount: Up to ₱250,000 (contractual)
⏱ Maximum Term: Up to 84 months (7 years)

Vehicle Loan - Personal Use

Purpose: Finance the purchase of a vehicle (brand new, second-hand, or surplus) for personal use.

💰 Loanable Amount: Up to ₱2,000,000 (brand new)
⏱ Maximum Term: Up to 60 months (brand new) / 48 months (2nd hand)

Edukoop Loan

Purpose: Provide accessible financial assistance for education expenses of OIC members and their dependents.

💰 Loanable Amount: Up to ₱300,000
⏱ Maximum Term: Up to 12 months

Tara, Biyahe Loan

Purpose: Special loan for OIC members who want to travel for leisure, personal growth, or family bonding.

💰 Loanable Amount: Up to ₱100,000
⏱ Maximum Term: Per approved amortization schedule