💰 Loanable Amount (by category)

• • Construction (Residential): Up to ₱15,000,000
• • Construction (Commercial): Up to ₱65,000,000
• • Lot Purchase (Residential): Up to ₱20,000,000
• • Lot Purchase (Commercial): Up to ₱50,000,000
• • Lot Purchase (Agricultural): Up to ₱15,000,000
• • House & Lot Purchase: Up to ₱15,000,000
• • Condominium Purchase: Up to ₱3,000,000
• • Housing Loan Equity: Up to ₱500,000
• • Major Renovation: ₱500,001 – ₱5,000,000

🏗️ What It Covers

• • Building a new home or commercial building
• • Buying residential, commercial, or agricultural lots
• • Purchasing a house and lot or condominium unit
• • Funding equity for an existing housing loan
• • Renovating or upgrading your home

📋 Collateral

• • Subject to collateral appraisal and evaluation

Eligibility: Full-fledged OIC member in good standing. Self-employed or in business with at least 2 profitable years of operation.