Deposit
Aflatoun Savings
Start Them Young: Aflatoun Savings for Future-Smart Kids!
Give your child the gift of financial literacy and a brighter tomorrow with the Aflatoun Savings account — OIC’s youth-friendly deposit product designed to build money-wise habits early on!
Shop link: https://orointegrated.coop/product/youth-savings/
👧👦 Open to all children ages 7–17 enrolled in identified OIC-YSC partner schools
₱ Start with as little as ₱20.00
📈 Earn 2.00% interest per annum, compounded quarterly
🔒 With a 1-year lock-in to help develop a saving discipline
🏦 Enjoy easy access to funds through over-the-counter withdrawals after lock-in
Because it’s never too early to teach kids how to save wisely – with OIC, financial freedom begins at any age.
Ready to start saving?
📍 Visit or contact your nearest OIC branch through our Branch Locator: https://orointegrated.coop/branch-locator/
🛒 Prefer to transact online? Make a deposit anytime, anywhere via our Online Shop: https://orointegrated.coop/shop/
Your journey to financial freedom begins here!
For further details, please visit our website at www.orointegrated.coop and navigate to the Contact Us menu.
Build Savings
Bayanihan Savings: Build Our Future, Grow Your Savings
Together, we rise! Through the Build Savings Deposit, you can be part of something bigger – helping build OIC branch offices while growing your own savings with twice the interest of a regular savings account.
Shop link: https://orointegrated.coop/product/build-savings/
Be a part of the Cooperative’s legacy of unity and growth:
₱ Start with only ₱500.00 – every peso counts!
📈 Enjoy 4.00% interest per annum, compounded quarterly
🔒 Lock-in period: 3 years
Your deposit is more than a financial move – it’s a show of Bayanihan spirit and cooperative support.
Save with a purpose. Build with pride.
For further details, please visit our website at www.orointegrated.coop and navigate to the Contact Us menu.
Compulsory Savings Deposit
Your First Step Toward Financial Empowerment
Your First Step Toward Financial Empowerment
Secure your loan and build your future – one deposit at a time.
OIC’s Compulsory Savings Deposit is designed to help member-borrowers establish a solid foundation for financial discipline and loan readiness. This savings account serves as your deposit counterpart when availing of any OIC loan – and continues to grow even beyond full loan payment.
Used as loan deposit counterpart:
₱ Earns 3.00% interest per annum, compounded quarterly
📈 Can be maintained even after loan repayment
🔒 Lock-in period matches your loan term
📌 Starting deposit depends on your required loan counterpart
Turn your loan into an opportunity and your savings into strength – because every step toward financial freedom begins with a wise deposit.
Ready to start saving?
📍 Visit or contact your nearest OIC branch through our Branch Locator: https://orointegrated.coop/branch-locator/
🛒 Prefer to transact online? Make a deposit anytime, anywhere via our Online Shop: https://orointegrated.coop/shop/
Your journey to financial freedom begins here!
For further details, please visit our website at www.orointegrated.coop and navigate to the Contact Us menu.
Dream Savings
Turn Your Dreams Into Reality.
Turn Your Dreams Into Reality.
Dreams don’t have to stay dreams. Whether you’re saving for a new home, your child’s education, or an exciting adventure, those dreams can come true right here #WhereFinancialFreedomBegins
Shop Link: https://orointegrated.coop/product/dream-savings/
₱ Starting deposit: ₱1,000.00 (minimum) to ₱25,000.00 per month.
📈 7.00% interest per annum, compounded quarterly.
🕒 5-year contract period for long-term wealth building.
Ready to start saving?
📍 Visit or contact your nearest OIC branch through our Branch Locator: https://orointegrated.coop/branch-locator/
🛒 Prefer to transact online? Make a deposit anytime, anywhere via our Online Shop: https://orointegrated.coop/shop/
Your journey to financial freedom begins here!
For further details, please visit our website at www.orointegrated.coop and navigate to the Contact Us menu.
Health And Disaster savings
Face life’s challenges with confidence.
Be financially prepared, not scared! Start building a disaster-resilient life today with OIC’s Health and Disaster Savings. This savings plan is designed to ensure that you and your family have the resources needed to recover and rebuild after any disaster or health crisis
Shop link: https://orointegrated.coop/…/health-and-disaster-savings/
₱ Open with ₱500.00 and add funds anytime.
📈 5.00% interest per annum, compounded quarterly.
🛡️ FREE Property Emergency Tragedy Insurance for deposits of ₱5,000.00 or more.
Ready to start saving?
📍 Visit or contact your nearest OIC branch through our Branch Locator: https://orointegrated.coop/branch-locator/
🛒 Prefer to transact online? Make a deposit anytime, anywhere via our Online Shop: https://orointegrated.coop/shop/
Your journey to financial freedom begins here!
Member Contingency Deposit
Protect yourself from life’s uncertainties with OIC’s Member Contingency Deposit
Your Safety Net, Your Future: Because peace of mind is the best harvest.
Protect yourself from life’s uncertainties with OIC’s Member Contingency Deposit – a special savings product designed especially for farmer-members. Whether it’s crop failure, medical needs, or sudden financial setbacks, this deposit helps you prepare for emergencies while letting your money grow.
₱ Starting Contract Deposit: ₱500.00 (add anytime – daily, weekly, monthly, or annually)
📈 5.00% interest per annum, compounded quarterly
🔒 Lock-in Period: 4 years minimum, tied to 8 production/project cycles
🌱 Ideal for agricultural input requirements per hectare
Grow your funds now – so when the storms of life come, you’re ready. Be ready. Be secure. Be wise. Start your Member Contingency Deposit today.
Ready to start saving?
📍 Visit or contact your nearest OIC branch through our Branch Locator: https://orointegrated.coop/branch-locator/
🛒 Prefer to transact online? Make a deposit anytime, anywhere via our Online Shop: https://orointegrated.coop/shop/
Your journey to financial freedom begins here!
For further details, please visit our website at www.orointegrated.coop and navigate to the Contact Us menu.
Pearls Savings
No need to wait for ruby to retire early
Secure Your Golden Years with PEARLS
Planning ahead has never been this rewarding! OIC’s Pension and Retirement Long-Term Savings (PEARLS) is a high-yield special savings program crafted to help members prepare for retirement, support future needs, and enjoy life’s later chapters with peace of mind. PEARLS is designed to secure your financial stability during retirement.
Take charge of your future starting today. Your PEARLS, your legacy.
Shop links:
PENSION: https://orointegrated.coop/product/pension-plan-pearls/
RETIREMENT: https://orointegrated.coop/…/pension-and-retirement…/
₱ Start with ₱250.00 and grow it at your convenience.
📈 9-10% interest per annum, compounded quarterly.
🕒 Flexible plans: Pension Savings (5-year deposit) or Retirement Savings (10-year deposit).
Ready to start saving?
📍 Visit or contact your nearest OIC branch through our Branch Locator: https://orointegrated.coop/branch-locator/
🛒 Prefer to transact online? Make a deposit anytime, anywhere via our Online Shop: https://orointegrated.coop/shop/
Your journey to financial freedom begins here!
For further details, please visit our website at www.orointegrated.coop and navigate to the Contact Us menu.
Pocket Savings
For Life’s Joyful Moments: Ditch the swiping. Start keeping.
For Life’s Joyful Moments: Ditch the swiping. Start keeping.
Whether it’s for birthdays, holidays, or special surprises for your loved ones – Pocket Savings helps you set aside a little now for the celebrations that matter most.
Shop link: https://orointegrated.coop/product/pocket-savings/
₱ Start with just ₱500
💸 Save up to ₱2,000 per month
📈 Earn 3% interest per annum, compounded quarterly
🧾 Open up to 5 Pocket Savings accounts – a pocket for every purpose!
With OIC Pocket Savings, you’re not just saving money – you’re saving memories in the making. Because when the time to celebrate comes, your pockets are ready.
Plan the joy. Pocket the savings.
Ready to start saving?
📍 Visit or contact your nearest OIC branch through our Branch Locator: https://orointegrated.coop/branch-locator/
🛒 Prefer to transact online? Make a deposit anytime, anywhere via our Online Shop: https://orointegrated.coop/shop/
Your journey to financial freedom begins here!
For further details, please visit our website at www.orointegrated.coop and navigate to the Contact Us menu.
Preferred Deposit
Your Smartest Financial Move Yet
In the game of life, every move counts. Make yours matter with OIC’s Preferred Deposit – a high- yield savings option designed for members who want to grow their money strategically and securely. Whether you’re planning ahead for your family, your business, or your dreams – this is your move to make.
- Start with ₱5,000.00 and receive a certificate for every installment.
- 7.50% annual interest, capitalized yearly.
- Can be used as collateral for loans
For further details, please visit our website at www.orointegrated.coop and navigate to the Contact Us menu.
Savings Annuity for Future Education (SAFE) Plus
Invest in Your Child’s Future SAFELY
Secure your child’s education with our SAFE Plus – a dedicated fund that grows with a compounding interest and insurance coverage.
Whether you’re saving for your child, grandchild, niece, or nephew, you’re giving them a head start on their dreams. This is a powerful way to ensure their success. Secure their future today – because the best gift for your young ones is a foundation of financial freedom.
- Start with ₱500.00 to secure your child’s future.
- 6.00% annual interest, compounded quarterly.
- Includes life insurance and education savings benefits up to ₱250,000.00
For further details, please visit our website at www.orointegrated.coop and navigate to the Contact Us menu.
Time Deposit
Because Time is Gold: When you value your time, you value your future.
Because Time is Gold: When you value your time, you value your future.
Turn patience into profit with OIC’s Time Deposit – a savings plan that rewards you for holding on.
Shop link: https://orointegrated.coop/product/time-deposit/
💼 High-Yield Interest Rates
📊 The longer you save, the more you earn – up to 4.75% interest per annum!
💸 Minimum deposit of just ₱5,000
⏱ Choose your term: 90, 180, or 365 days
🚫 No withdrawals during the lock-in period – perfect for intentional saving.
Whether you’re building up for a big goal or securing tomorrow today, our Time Deposit helps you grow with purpose.
Because if not now… when?
Ready to start saving?
📍 Visit or contact your nearest OIC branch through our Branch Locator: https://orointegrated.coop/branch-locator/
🛒 Prefer to transact online? Make a deposit anytime, anywhere via our Online Shop: https://orointegrated.coop/shop/
Your journey to financial freedom begins here!
For further details, please visit our website at www.orointegrated.coop and navigate to the Contact Us menu.
Youth Savings
Start Small, Dream Big. Reach your dreams – one peso at a time.
Start Small, Dream Big. Reach your dreams – one peso at a time.
At OIC, we believe it’s never too early to build the habit of saving. With Youth Savings, young members can start managing their money, learn financial responsibility, and enjoy the rewards along the way!
Shop link: https://orointegrated.coop/product/youth-savings/
👦🏻👧🏼 For kids aged 7–17 years old
💸 Open with just ₱150
🏦 Withdraw anytime – no maturity period
📈 2% interest per annum
🎁 Exciting Rewards Program – Earn points and redeem cool items every time you save!
Teach your children the value of saving today – for a future they’ll thank you for tomorrow.
Ready to start saving?
📍 Visit or contact your nearest OIC branch through our Branch Locator: https://orointegrated.coop/branch-locator/
🛒 Prefer to transact online? Make a deposit anytime, anywhere via our Online Shop: https://orointegrated.coop/shop/
Your journey to financial freedom begins here!
For further details, please visit our website at www.orointegrated.coop and navigate to the Contact Us menu.
Kabayani Savings
A Legacy of Love and Security for Our Modern-Day Heroes: For our fellow Filipinos working hard abroad, it’s time to let your hard-earned money work for your future.
With KABAYANI SAVINGS, you don’t just save – you invest in your dreams, protect your loved ones, and build a solid financial foundation.
Shop link: https://orointegrated.coop/product/kabayani-savings/
₱ Start with just P5,000
💸 Deposit as low as P2,000/month
📈 Earn 5% p.a. interest – tax-free!
🎁 Enjoy life insurance coverage once you reach P10,000 balance
🔒 Locked in for 5 years – to secure your long-term plans
Because being a Kabayani means thinking ahead. Secure your future, grow your funds, and honor your sacrifices.
Ready to start saving?
📍 Visit or contact your nearest OIC branch through our Branch Locator: https://orointegrated.coop/branch-locator/
🛒 Prefer to transact online? Make a deposit anytime, anywhere via our Online Shop: https://orointegrated.coop/shop/
Your journey to financial freedom begins here!
For further details, please visit our website at www.orointegrated.coop and navigate to the Contact Us menu.
ATM Savings
Your Money, On Hand Anytime. Save smart. Spend with ease.
Your Money, On Hand Anytime. Save smart. Spend with ease.
Enjoy the freedom to save and pay – all in one card. With OIC’s ATM Savings Account, you get instant access to your funds anytime, anywhere, no branch visit needed.
Shop link: https://orointegrated.coop/product/atm-savings/
₱ Open with just ₱200
📈 Earn 1.5% interest per annum
🏧 Withdraw 24/7 via ATM
🛍️ Use for shopping, bills, and everyday payments
Because your time is valuable – and your savings should work around your life.
Ready to start saving?
📍 Visit or contact your nearest OIC branch through our Branch Locator: https://orointegrated.coop/branch-locator/
🛒 Prefer to transact online? Make a deposit anytime, anywhere via our Online Shop: https://orointegrated.coop/shop/
Your journey to financial freedom begins here!
For further details, please visit our website at www.orointegrated.coop and navigate to the Contact Us menu.
Common Share
Start Small, Dream Big. Reach your dreams – one peso at a time.
Be More Than a Saver – Be a Co-Owner! Invest in your future. Own a part of your OIC.
With just ₱3,000 worth of Common Share, you don’t just save – you become an OIC member-owner. That means:
🔸 A voice in decision-making
🔸 A share in the cooperative’s yearly profits
🔸 Access to OIC’s full range of products and services
🔸 Tax-free interest on your Share Capital
Shop link: https://orointegrated.coop/product/common-share/
📌 Start with as little as ₱200, and build your way up to full membership.
📌 No member can own more than 10% of total subscribed Share Capital, ensuring fairness and shared ownership.
When you invest in OIC, you invest in yourself – because here, you don’t just belong. You own.
Ready to start saving?
📍 Visit or contact your nearest OIC branch through our Branch Locator: https://orointegrated.coop/branch-locator/
🛒 Prefer to transact online? Make a deposit anytime, anywhere via our Online Shop: https://orointegrated.coop/shop/
Your journey to financial freedom begins here!
For further details, please visit our website at www.orointegrated.coop and navigate to the Contact Us menu.
REGULAR SAVINGS
Your Money, On Hand Anytime. Save smart. Spend with ease.
Start Small, Save Smart! Why keep your money in a piggy bank when it can grow safely in a passbook?
With OIC’s Regular Savings Account, you get a flexible and accessible way to build your emergency fund, save for daily needs, or reach your goals one deposit at a time – no frills, just peace of mind.
Shop link: https://orointegrated.coop/product/regular-savings/
₱ Open for as low as P100
📈 Earn 2% guaranteed interest per year
🏦 Withdraw anytime, when you need it most
💸 Maintain just P100 balance to keep your account active
Because real savings aren’t just stored – they’re secured, accessible, and earning for you.
Start today. Save consistently. Secure tomorrow.
Ready to start saving?
📍 Visit or contact your nearest OIC branch through our Branch Locator: https://orointegrated.coop/branch-locator/
🛒 Prefer to transact online? Make a deposit anytime, anywhere via our Online Shop: https://orointegrated.coop/shop/
Your journey to financial freedom begins here!
For further details, please visit our website at www.orointegrated.coop and navigate to the Contact Us menu.
