Time Deposit

Because Time is Gold: When you value your time, you value your future.

Turn Patience into Profit with OIC Time Deposit

Let your money work harder while you wait. OIC’s Time Deposit rewards disciplined saving with higher returns—perfect for those who want steady growth and guaranteed results.

🔹 Earn up to 4.75% interest per annum
🔹 Minimum deposit: ₱5,000
🔹 Choose your term: 90, 180, or 365 days
🔹 No withdrawals during the lock-in period — ideal for focused, goal-driven saving

The longer you save, the more you earn. Whether you’re preparing for a major goal or strengthening your financial future, Time Deposit helps you grow with confidence.

Because the best time to grow your money is now. Start today with OIC. 💚