Secure Your Golden Years with PEARLS

Plan today for a comfortable tomorrow with PEARLS (Pension and Retirement Long-Term Savings)—OIC’s high-yield savings program designed to help members build long-term financial security and enjoy retirement with confidence and peace of mind.

Your savings grow steadily while preparing you for life’s future milestones.

🔹 Start with just ₱250.00 and add anytime
🔹 Earn 9–10% interest per annum, compounded quarterly
🔹 Choose your plan:
   • Pension Savings – 5-year deposit term
   • Retirement Savings – 10-year deposit term

Your future deserves more than savings—it deserves a legacy.

Start building your retirement today—your PEARLS, your legacy. 💚