Loan Against Time Deposit

Turn Your Investments Into Opportunities.

Need Cash but Don’t Want to Break Your Time Deposit? OIC’s Loan Against Time Deposit has you covered! Get more cash without touching your hard-earned Time Deposit. This all-purpose loan is designed to give you financial flexibility while keeping your savings safe and growing, suitable for short-term needs that cannot wait until deposit matures.

Key Features:

  • Purpose: Personal needs, urgent expenses, or funding a productive venture.
  • Loanable Amount: Up to 90% of your Time Deposit amount.
  • Eligibility: Own a Time Deposit in OIC with at least 3 months left before maturity.
  • Benefit: You keep earning interest on your savings while borrowing from it.

For further details, please visit our website at www.orointegrated.coop and navigate to the Contact Us menu.