A liquid savings account that can be withdrawn without notice. It is an interest-bearing account with no contractual maturity for convenient access to funds through over the counter withdrawals or day- to-day transactions.

Eligibility:

Open to all children ages 7-17 years old who are enrolled in the identified schools of OIC-YSC.

Initial Deposit: P20.00 starting deposit, however any amount for the succeeding deposit may be accepted

Interest Rate: 2.00% per annum compounded quarterly.

Lock-in Period: 1 year starting from the date of opening an account.

For further details, please visit our website at www.orointegrated.coop and navigate to the Contact Us menu.

For further details, please visit our website at www.orointegrated.coop and navigate to the Contact Us menu.

We all have a lot of dreams, but we only need at least one of them to come true A savings product that guarantees a competitive yield in one’s investment.

It is designed to help members achieve their dreams.

Contract Deposit: P1,000.00 starting deposit for the minimum plan, while the maximum plan is P25,000.00 per month

Interest Rate: 7.00% interest rate per annum compounded quarterly.

Lock-in Period: 5-year contract period, and cannot be used as a deposit counterpart for loans.

For further details, please visit our website at www.orointegrated.coop and navigate to the Contact Us menu.

Do not let unexpected expenses or events lead you to financial ruin. Protect your family always

Opening Deposit: P500.00 starting deposit, which may be added daily, weekly, monthly, quarterly, semi-annual or annually.

Interest Rate: 5.00% per annum compounded quarterly

Lock-in Period: 5 years lock-in period, but can be withdrawn anytime for valid emergency reasons only.

Insurance Benefit: FREE Property Emergency Tragedy Insurance maximum insurance of 7,500 once the deposit amount reaches P5,000.00

For further details, please visit our website at www.orointegrated.coop and navigate to the Contact Us menu.

No need to wait for ruby to retire early

A special savings product that earns High-Yield interest with a specified contracted term or period.

To prepare or secure the member’s future that at the time of retirement age in which the member is not qualified nor fit to work or chooses not to work has a special savings that can be used for the impending financial requirement such as the basic needs, medicines, recreation, and among others.

Minimum Opening Deposit: P250.00 starting deposit, which may be added daily, weekly, bi-monthly, monthly, quarterly, semi-annually, and annually based on the affordability and convenience of the member

Interest Rate: 9-10% per annum compounded quarterly

Lock-in Period: Pension Savings 5 years deposit period and 5 years waiting period Retirement Savings 10 years deposit period and 2 years waiting period

For further details, please visit our website at www.orointegrated.coop and navigate to the Contact Us menu.

Ditch the swiping for some keeping

A special savings product that guarantees a competitive yield in one’s savings plan. It is designed to help members allocate a portion of their income to save for celebrations

Contract Deposit: P500.00 starting deposit, while the maximum plan is P2,000.00 per month

Interest Rate: 3% per annum compounded quarterly

Opening Account Benefit: Open up to 5 Pocket Savings account

For further details, please visit our website at www.orointegrated.coop and navigate to the Contact Us menu.

Your loved one’s passport to the future can be prepared anytime today.

To provide member-depositor’s savings fund option with life insurance to build a college fund for the nominee.

Opening Deposit: P500.00 starting deposit, which may be added daily, weekly, monthly, quarterly, semi-annual or annually.

Interest Rate: 6.00% per annum compounded quarterly

Lock-in Period: 5 to 10 years savings period or until the nominee reaches college, whichever comes first

Insurance Benefit: FREE Group Yearly Renewable Term Insurance – maximum insurance of P15,000.00; Life insurance of P250,000.00

For further details, please visit our website at www.orointegrated.coop and navigate to the Contact Us menu.

If not now, when? #timeisgold A special savings product that earns High-Yield interest with a specified contracted term or period. It encourages a savings habit to members as the money deposited needs to be in the account for a period of time without making any withdrawal.

Time Deposit Rates:

AMOUNT                                   90 DAYS                  180 DAYS                365 DAYS

5,000.00 – 50,000.00                3.75%                        4.00%                        4.25%

50,001.00 – 100,000.00            4.00%                       4.25%                         4.50%

100,001.00 – 300,000.00          4.25%                       4.50%                         4.75%

300,001.00 – 500,000.00          4.50%                       4.75%                         5.00%

500,001.00 – 1,099,999.00        4.75%                       5.00%                         5.25%

1,100,000.00 – 2,999,999.00     5.00%                      5.25%                         5.75%

3,000,000.00 above                    6.00%                      6.25%                         6.50%

For further details, please visit our website at www.orointegrated.coop and navigate to the Contact Us menu.

Save and pay on one card

To provide a convenient savings facility that allows member-depositors to withdraw cash without the aid of a branch representative or teller.

Opening Deposit: P200.00 initial deposit to open an ATM Savings account

Interest Rate: 1.50% per annum

For further details, please visit our website at www.orointegrated.coop and navigate to the Contact Us menu.