Express Loan

Instant Loan

Purpose: Personal or emergency needs — medical expenses, tuition, unexpected bills, or a little financial breathing room.

💰 Loanable Amount: Up to 90% of uncommitted savings or share capital
⏱  Process: Fast & Easy — no long waits or complicated requirements

Loan Against Preferred Deposit

Purpose: Urgent needs, home expenses, tuition, minor repairs, debt consolidation, or emergency use.

💰 Loanable Amount: Up to 90% of total Preferred Deposit placement
⏱  Benefit: Fast & Easy — no long waits or complicated requirements

Loan Against Time Deposit

Purpose: Personal needs, urgent expenses, or funding a productive venture — without breaking your Time Deposit.

💰 Loanable Amount: Up to 90% of Time Deposit amount
⏱  Benefit: Savings keep earning interest while you borrow

Rice Loan

Purpose: Personal consumption — budget gaps before payday, back-to-school or holiday seasons, emergencies, and daily household needs.

💰 Loanable Amount: Up to ₱2,500 per sack (max 2 sacks)
⏱  Type: Short-term, quick, and easy loan

FASS Loan

Purpose: Farm side-dressing, crop nutrition, personal consumption, household needs, and other productive activities to support farm and family.

💰 Loanable Amount: Up to ₱15,000 (AA/A) / Up to ₱7,000 (B/C)
⏱  For: Farmer-members with at least 1 hectare of farmland

Petty Cash Loan

Purpose: Small home repairs, school expenses, groceries, emergency needs, bills, or general living expenses.

💰 Loanable Amount: Up to ₱20,000
🏅Exclusive: For loyal, credit-worthy OIC members

Show Money Loan

Purpose: Proof of funds for visa applications (tourist, student, or immigrant), or financial guarantee for contractors and business projects.

💰 Loanable Amount: Up to ₱10,000,000
🌍 For: Visa applicants and contractors/business owners