💰 Loanable Amount

• • Up to ₱150,000

⏱ Loan Term

• • Co-terminus with the seafarer’s employment contract, minus one month

📋 Collateral

• • None required
• • Notarized Deed of Assignment for ATM allotment

💸 Excess Funds

• • Credited to savings or share capital

✅ Who Can Avail

• • Active Seafarers with valid employment contract
• • Spouse or parents receiving monthly allotment of at least ₱10,000
• • Full-fledged OIC member (AA, A, B, or C classification)
• • Resides within 100 km from servicing branch
• • Allotment via ATM issued by accredited agency bank

Eligibility: Active seafarers or their family allotment recipients. OIC member in good standing. ATM allotment through accredited bank. Within 100 km of branch.

💰 Loanable Amount

• • Maximum: Up to ₱200,000

⏱ Loan Term

• • Minimum: 6 months
• • Maximum: 36 months

📋 Collateral

• • The motorcycle (mortgaged under OIC)

🏍️ Vehicle Coverage

• • Brand-new motorcycles only
• • For personal use exclusively

✅ Eligibility

• • OIC member-borrower in good standing
• • Financially capable to meet monthly payments

Eligibility: OIC member in good standing. Motorcycle must be brand-new and for personal use. Chattel mortgage required.

💰 Loanable Amount

• • Regular/Permanent employees: Up to ₱150,000
• • Contractual/Casual employees: Up to ₱20,000

⏱ Loan Term

• • Regular/Permanent: 3 to 24 months
• • Contractual/Casual: Up to 6 months or until end of contract

📋 Collateral

• • Deed of Assignment for salary ATM

✅ Eligibility

• • Employed at least 1 year (private company or government agency)
• • Paid via ATM through an accredited bank
• • At least ₱4,000 net take-home pay (government) or 20% of basic salary (private)
• • Not retiring during the loan term
• • Full-fledged OIC member with good credit standing

Eligibility: Employed for at least 1 year, salary via ATM. OIC member in good standing. Not retiring within the loan term.

💰 Loanable Amount

• • Up to ₱250,000
• • Available for both first-time borrowers and renewals

⏱ Loan Term

• • Up to 84 months (7 years)

✅ Eligibility

• • Working in DepEd or a GAA-paid government agency
• • Nationally paid
• • 59 years old or younger
• • Regular/permanent employment status
• • Can present Certificate of Appointment or Service Record
• • Salary paid via ATM through DBP or Landbank
• • At least 3 months of salary received through ATM

Eligibility: DepEd or GAA-paid government employee, nationally paid, aged 59 or below, regular/permanent status, salary via DBP or Landbank ATM.

💰 Loanable Amount

• • Up to ₱300,000

⏱ Loan Term

• • Up to 12 months

🎓 What It Covers

• • Tuition & fees (enrollment, miscellaneous, etc.)
• • School projects & materials
• • Gadgets for online learning or academic productivity

✅ Eligibility

• • OIC member or their dependent
• • Enrolled or accepted in a recognized educational institution

Eligibility: OIC member or dependent enrolled in a recognized educational institution. OIC member must be in good standing.

💰 Loanable Amount

• • Up to ₱100,000

✈️ Loan Purpose

• • Personal travel or vacations (local or international)
• • Wellness, learning, and quality family time

📋 Requirements

• • Attend loan orientation/counseling
• • Submit travel itinerary or trip plan

✅ Eligibility

• • OIC member, 18 years old and above
• • Valid income source (employed, self-employed, or business owner)

Eligibility: OIC member aged 18+, with valid income. Must submit travel itinerary and attend loan orientation.