Secure Your Loan. Strengthen Your Future.

The Compulsory Savings Deposit helps OIC member-borrowers build financial discipline while meeting loan requirements. It serves as your required loan deposit counterpart—and continues earning even after your loan is fully paid.

Turn every loan into a step toward long-term financial stability.

🔹 Earn 3.00% interest per annum, compounded quarterly
🔹 Lock-in period matches your loan term
🔹 Savings may be maintained after loan repayment
🔹 Starting deposit depends on your required loan counterpart

Because smart borrowing starts with smart saving.

Build your future one deposit at a time—with OIC. 💚