• Oro Integrated Cooperative will process members’ personal information for the following purposes:
• Open, manage, and close member accounts as needed;
• Facilitate smooth and effective communication with members;
• Review, approve, and manage applications for cooperative services or products requested by members;
• Ensure compliance with member identity verification requirements;
• Conduct necessary credit and background checks;
• Assess members’ eligibility for cooperative services and products;
• Analyze member profiles and associated risks;
• Provide high-quality support and services to members;
• For internal operations such as administration, auditing, risk, and credit management;
• Fulfill reporting duties required by law and regulatory authorities.

Members’ Data Privacy Rights

As a member of the cooperative, you have the following data privacy rights:

• Right to Be Informed. You have the right to know how your personal data is collected, used, stored, and shared. We ensure transparency in our data practices.
• Right to Access. You can request access to the personal information we have about you and see how it’s being used.
• Right to Correction. If your personal information is incorrect or incomplete, you can ask us to correct or update it.
• Right to Erasure or Blocking. You can request that we delete or block your personal data if it’s no longer needed, if you withdraw your consent, or if you want to limit how it’s being used, unless we are required by law to keep it.
• Right to Data Portability. You can request a copy of your personal data in a format you can use, or have it transferred to another organization if possible.
• Right to Object. You have the right to object to the use of your data for specific purposes, like marketing or profiling.
• Right to File a Complaint. If you believe your data privacy rights have been violated, you can file a complaint with the appropriate authority.
• Right to Damages. You have the right to seek compensation if your data is misused or handled unlawfully.