🏡Turn Your Dream Home into Reality.

Ready to build, buy, or renovate your forever home? Whether it’s a brand-new house, a residential lot, a commercial space, or even a cozy condo – OIC has the right financing tailored just for you. This is an all-in-one housing loan designed to help with various real estate needs.

Key Features:

• Purpose: Building a new home or commercial building, buying residential, commercial, or agricultural lots, purchasing a house and lot, owning a condominium unit, funding equity for an existing housing loan, renovating or upgrading your home.
• Loanable Amount: (Subject to collateral appraisal and evaluation.)
  • Construction (Residential): Up to ₱15 Million
  • Construction (Commercial): Up to ₱65 Million
  • Lot Purchase (Residential): Up to ₱20 Million
  • Lot Purchase (Commercial): Up to ₱50 Million
  • Lot Purchase (Agricultural): Up to ₱15 Million
  • House & Lot Purchase: Up to ₱15 Million
  • Condominium Purchase: Up to ₱3 Million
  • Housing Loan Equity: Up to ₱500,000
  • Major Renovation: ₱500,001 to ₱5 Million

• To Qualify:
  • Full-fledged OIC member.
  • Self-employed or in business with at least 2 profitable years of operation.

For further details, please visit our website at www.orointegrated.coop and navigate to the Contact Us menu.