Motorcycle Loan- Business Use
Kickstart Your Ride to Success!
Ready to grow your business or kickstart your side hustle? Whether it’s for deliveries, transport services, or mobile vending, a brand-new motorcycle could be the game-changer you need – and OIC is here to help you make it happen!
This special loan product is designed to provide funding for your brand-new motorcycle — so you can use it for income-generating activities with easy and flexible payment terms.
Key Features:
- Purpose: For income-generating activities such as deliveries, transport services, or mobile vending.
- Loanable Amount: Up to ₱200,000.
- Who Can Apply: Entrepreneurs or self-employed members with at least 2 consecutive profitable years in business.
For further details, please visit our website at www.orointegrated.coop and navigate to the Contact Us menu.
Vehicle Loan - Business Use
Be Ready to Drive Your Business Forward.
Your next business vehicle might just be a loan away with OIC’s Vehicle Loan for Business Use! This loan is your key to mobility and growth for your business.
Key Features:
- Purpose: For starting a delivery service, expanding farm operations, or transporting goods.
- Loanable Amount:
- Brand New Vehicles – up to 90% of purchase price
- Surplus / Reconditioned / China Trucks – up to 80%
- Second-Hand Units (Display or Direct from Owner) – up to 70% of appraised value
For further details, please visit our website at www.orointegrated.coop and navigate to the Contact Us menu.
Check Rediscounting Loan
Get Quick Funds While Waiting for Your Receivables.
OIC’s Check Rediscounting Loan is here to help your business move forward – even when your payments are still in the pipeline! It’s a financing solution designed for entrepreneurs who accept postdated checks from clients, providing access to funds immediately instead of waiting for checks to clear.
Key Features:
- Purpose: To bridge the gap between payables and receivables, maintain smooth business operations, grab expansion or investment opportunities on time, and improve supplier relationships.
- Loanable Amount: Up to 80% of the total postdated checks, with a maximum loan cap of ₱4,000,000.
- Who Can Apply:
- Must be an OIC member (AA, A, B, or C).
- Must own a legitimate business (sole proprietorship or partnership).
- Business must be at least 3 years in operation and profitable in the last 2 years.
- Collateral: Requirements are based on the loan amount; no co-maker required.
- Benefits for Entrepreneurs: Fast access to funds, no need to chase clients for early payment, stable cash flow, ability to expand business without delay, and trusted by SMEs.
For further details, please visit our website at www.orointegrated.coop and navigate to the Contact Us menu.
Micro Enterprise Loan
Fuel your hustle and support your journey to economic self-sufficiency!
Calling All Aspiring Entrepreneurs & Small Business Owners! Are you ready to grow your small biz, boost your income, or finally launch that passion project? This loan is tailored for individuals engaged in selling goods, offering services, farming, or crafting, especially those from underserved communities.
Key Features:
- Purpose: For working capital, inventory, equipment, expansion, or even startup costs.
- Loanable Amount: From ₱20,000 up to ₱1,000,000.
- Loan Types: Micro Enterprise Regular Loan, Micro Enterprise Regular Loan (CM), Micro Enterprise Lite.
For further details, please visit our website at www.orointegrated.coop and navigate to the Contact Us menu.
